Payment with Installment Plans
The e-Payment system offers merchants the flexibility to facilitate installment payments for their customers. Merchants can utilize a dedicated web page for selecting payment types, including credit cards, credit card installments, QR payments, internet banking, bill payments, and more. Merchants submit essential information like product value and merchant identification numbers for processing. Merchants with established product and customer databases can immediately access payment services through the e-Payment system.
Installment interest rates - Merchants receive interest (0% installments)
| Card issuing bank | Installment months | Installment amount (Baht) | Minimum monthly installment amount |
|---|---|---|---|
| Kasikorn Bank | 3, 4, 6, 9, 10 months | 3,000 baht and up | None |
| Bangkok Bank | 3, 4, 6, 9, 10 months | 3,000 baht and up | Not less than 500 baht |
| Siam Commercial Bank | 3, 4, 6, 9, 10 months | 3,000 baht and up | None |
| Krungthai Card Public Company Limited | 3, 4, 6, 9, 10 months | 3,000 baht and up | None |
| Bank of Ayudhya (Krungsri credit card, Central The One credit card, Lotus credit card and HomePro credit card visa) | 3, 4, 6, 9, 10 months | 3,000 baht and up | Not less than 500 baht |
| Bank of Ayudhya : Krungsri First Choice | 3, 4, 6, 9, 10, 12, 15, 18, 20, 24, 36 months | 3,000 baht and up | Not less than 500 baht |
Parameters
The parameters used to connect to the e-Payment system consist of two types of parameters i.g. the " key parameter " that must be specified every time to connect to the e-Payment system and "additional parameters" to complement the merchant's payment system. Even more The merchant can choose to specify whether or not to use this additional parameter. The details of both types of parameters are as follows.
| Name | Data Type | Maximum Length | Description |
|---|---|---|---|
merchantid | integer | 8 | Merchant ID No. |
refno | integer | 12 | Reference No. |
customeremail | character | 100 | E-mail of customer |
productdetail | character | 255 | Details of product |
total | integer | Not over 9,999,999 | Total amount |
lang optional | character | 2 | Language |
cc optional | character | 2 | Currency unit |
channel | character | - | Channel of Payment (FIx: Installment) |
bankins | character | 5 | Abbreviation of The Bank |
monthins | integer | 2 | Installment Period (Months) |
Main Parameters
Merchants are required to submit all 5 main parameters, which are detailed below, by sending a POST to the website:
https://payment.paysolutions.asia/epaylink/payment.aspx
Details are as the followings:
| Name | Description |
|---|---|
merchant | The merchant ID number, which is sent to the merchant via email upon service registration, is of numeric data type and consists of 8 characters. |
refNo | A reference number used by merchants to identify an order within the ePayment system. This parameter requires a unique number for each order to prevent order overlaps. This parameter is of numeric data type and has a maximum length of 12 characters. |
customeremail | The email address of the customer associated with the merchant's transaction. This email address is used by the system to send payment confirmation emails when credit card payments are successfully completed. This parameter is of alphanumeric data type and has a maximum length of 100 characters. |
productdetail | A brief product description that summarizes the product or service being purchased, allowing customers to understand what they are paying for. This parameter is of alphanumeric data type and has a maximum length of 255 characters. Note: HTML special characters are not permitted. |
total | The total value of the product, represented as a numeric data type. This parameter can include decimal values, for instance, 199.50. |
channel | FIx “Installment” for channel value. |
bankins | Abbreviation of the bank |
monthins | Specify the installment period in months, ranging from 3 to 36. The specific terms and conditions are determined by the merchant's configuration. Please contact our staff to inquire about specific terms and conditions. |
BANKINS Parameter
| Bankins value | Card Detail |
|---|---|
KBANK | Kasikorn Bank Credit Card |
BBL | Bangkok Bank Credit Card (Minimum Installment is 500 per month.) |
KTC | KTC Credit Card |
SCB | Siam Commercial Bank Credit Card |
KCC | Krungsri Bank Credit Card |
KFC | First Choice Card |
ALL | Other Bank Credit Card |
Additional Parameters
Additional parameters are optional for merchants. Merchants have the flexibility to choose whether or not to utilize these parameters. These parameters are designed to provide merchants with enhanced functionality and customization options for their payment system.
The additional parameters are as follows:
| Name | Description |
|---|---|
lang optional | The 'lang' parameter specifies the language for the web page, either English or Thai. The default language is determined by the merchant's settings in the admin system. However, if the 'lang' parameter is specified, the system will override the default setting and display the selected language. Specify 'lang = TH' for Thai or 'lang = EN' for English. This parameter caters to merchants with websites that support both Thai and English, providing them with flexibility in customizing the language for additional parameters. |
cc optional | The 'cc' parameter defines the currency code for the transaction. Similar to the 'lang' parameter, the default currency is determined by the merchant's settings in the admin system. However, if the 'cc' parameter is specified, the system will override the default setting and use the specified currency code. This parameter caters to merchants who deal with multiple currencies, providing them with flexibility in adjusting the currency code as needed. |
CC Parameters
| CC Value | Currency Unit |
|---|---|
00 | Baht |
01 | USD |
02 | Yen |
03 | Singapore Dollar |
04 | Hongkong Dollar |
05 | Eur Dollar |
06 | GBP (Pound) |
07 | Australian Dollar |
08 | Swiss Franc |
Example
Fix number to total input is 3000 on the preview form.
<html>
<head>
<title>Paysolutoins Payment</title>
</head>
<body>
<form method="post" action="https://payment.paysolutions.asia/epaylink/payment.aspx">
Customer E-mail:
<input type="text" name="customeremail" value="customer@email.com">
<br> Product Detail:
<input type="text" name="productdetail" value="product detail">
<br>
<!-- refno unique number 12 digit -->
Reference No.:
<input type="text" name="refno" value="123456789012">
<br>
<!-- merchantid 8 digit -->
Merchant ID:
<input type="text" name="merchantid" value="12345678">
<br>
<!-- currency code -->
Currency Code:
<input type="text" name="cc" value="00">
<br> Total:
<input type="text" name="total" value="3000">
<br> Lang:
<input type="text" name="lang" value="TH">
<br>
<!-- Installment -->
<!--
bankins : monthins
KBANK : 3,4,5,6,7,8,9,10
BBL : 3,4,5,6,7,8,9,10 *ต้องผ่อนชำระไม่น้อยกว่า 500 บาท ต่อเดือน
KTC : 3,4,5,6,7,8,9,10
SCB : 3,4,6,10
KCC (บัตร กรุงศรี Visa/Master): 3,4,6,10
KFC (บัตร เงินสด Fist Choice ): 3,4,6
ALL (ทุกธนาคาร): 3,4,6
-->
<input type="hidden" name="channel" value="installment">
<input type="hidden" name="bankins" value="SCB">
<input type="hidden" name="monthins" value="3">
<br>
<input type="submit" name="Submit" value="Comfirm Order">
</form>
</body>
</html>
Preview
